1. Introduction

Welcome to Loan Shopie, a unit of Kanagadhara Associates. We operate as a Direct Selling Agent (DSA) of HDFC Bank Ltd. Our website is designed to resemble the official HDFC Bank website for loan applications, providing users with essential loan information and redirecting them to HDFC Bank’s online application page for loan submissions.
We prioritize the privacy and security of our users. This Privacy Policy explains how we collect, use, and protect your information, in compliance with applicable laws, including the General Data Protection Regulation 2016/679 (GDPR) where applicable.

2. Information We Collect

We collect only minimal personal data:
Name
Mobile phone number
Email Address

3. Purpose of Data Collection

We collect the above information solely for the following purposes:
To verify your identity before redirecting you to HDFC Bank’s loan application portal.
To provide basic customer support or assistance if needed.

4. Data Sharing

We do not collect or store sensitive financial or personal data. When you apply for a loan, you are redirected to the official HDFC Bank website. Any information you provide there is governed by HDFC Bank’s Privacy Policy.

5. Data Security

We implement appropriate security measures to protect your name and phone number. However, since we do not process loan applications directly, any further data shared on the HDFC Bank website is beyond our control.

6. GDPR Compliance (General Data Protection Regulation 2016/679)

If GDPR applies to you, you have the following rights under the regulation:
Right to Access: You can request copies of your personal data.
Right to Rectification: You can request corrections to inaccurate or incomplete data.
Right to Erasure (“Right to be Forgotten”): You can request deletion of your data.
Right to Restrict Processing: You can limit how we use your data.
Right to Data Portability: You can request a transfer of your data.
Right to Object: You can object to the processing of your personal data in certain circumstances.

Cookie Policy:

Loan Shopie uses minimal cookies for website functionality.

1. What Cookies We Use
Essential Cookies: These are required for basic website operations.
Analytics Cookies: We do not track user behavior beyond basic site visits.
2. Managing Cookies
You can manage or disable cookies through your browser settings.
3. Third-Party Cookies
Since our website redirects to HDFC Bank, their cookie policies may apply when you navigate to their portal.

SDK Policy

Loan Shopie does not use any Software Development Kits (SDKs) to collect or process user data. However, since we redirect users to HDFC Bank’s online loan application, their SDK policies may apply.

For any concerns, please contact us.